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Your ins isnt going to improve with the S2k. I am 35 with no points on my record. Mine is 1700.00 a year.
The Si and the S2k are night and day. It all depends on what your after in a car. If you need a back seat then the Si is the way to go. If not I think you'll have more fun in the S though....
Good luck with your car hunt!!!
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