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Insurance varies a bunch by state to state. Who is cheap in one state will not be in another. I've been with State Farm forever. My rates are reasonable but my service has been great, I really like my agent. When my 1980 Corvette was totalled I got a lot of good advice on how to interact with the other insurance company and an offer to do that leg work for me if I wanted. (police assigned 100% blame to other party which is why my agent was not automatically involved).
Geico, well I have a hard time faulting anything that Warren Buffet is involved with. But I remember years ago that they would take part of their profits and purchase radar guns for rural and under-funded police departments. I've also heard bad stories of them dropping customers after a claim.
By the way, my experience with that accident in the Vette convinced me to avoid Farmers Insurance. A minor incident in my Mazda Tribute (rear ended at a red light) was a very good experience with the other driver's insurance company which was associated with military veterans, but I forget the name of the company.
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