Insurance?!

Snafu4286 · 03-02-2007, 02:16 PM

Im trying to get a feeler out on what insurance for a 21 year old in Tampa, FL with a clean record is going to be like. Im gonna be insured by USAA for a 2000 S2000. Any idea what i might be looking at?

bobby2002S2K · 03-02-2007, 03:07 PM

i'm 26 with a clean record and mine is around 70 full coverage through USAA

BabyItsaFact · 03-04-2007, 07:48 AM

Hmm, I pay $66 per month with full coverage, a $500 deductable and $1,000,000 liability, but I'm 35. . .and my wife's an insuance agent, so I don't know how that will relate. She says you should get comparable rates from USAA. She also says "make sure you rasie the liability limits to $1,000,000"; people are crazy sue-happy these days, and the few extra bucks every month could save your a$$.

bobby2002S2K · 03-04-2007, 09:17 AM

Quote:

Originally Posted by BabyItsaFact

Hmm, I pay $66 per month with full coverage, a $500 deductable and $1,000,000 liability, but I'm 35. . .and my wife's an insuance agent, so I don't know how that will relate. She says you should get comparable rates from USAA. She also says "make sure you rasie the liability limits to $1,000,000"; people are crazy sue-happy these days, and the few extra bucks every month could save your a$$.

Yeat thats some good advice, i really havent thought about that but its true it would save your butt. Thanks man i think i'm going to call USAA and see how much its going to be to raise my liability to 1,000,000.

mccdeuce · 03-04-2007, 11:45 AM

looking for advice....

I am a 21 y/o live in MD, and looking to buy a 2003 s2000... but a little worried about insurance.

I also use USAA, and have a clean record.
I currently have a VW Jetta and pay over $120 a month, am I going to be paying over 150 for the s2000? or have i screwed up my insurance coverage?

thanks

s2000isu · 03-04-2007, 11:48 AM

I am 22 no points full coverage is 150 a month which is really good for my area I think. I know if I get in one accident my insurance company will drop me real quick.

Java Junky · 03-06-2007, 02:07 PM

Overall, I godda go with 'Fact (sorry 'Fact, jus' can't bring myself ta callin' ya Baby), but, the muzzle of your question gun should be pointed at your insurance agents. They're the ones gonna give you the cold hard facts n' the cold hard numbers.
We could dance aroun' here all day but, unless one of us is an agent who can write you, it's Wheelspin 101.
Be well.
Java

BabyItsaFact · 03-07-2007, 10:07 PM

Quote:

Originally Posted by Java Junky

Overall, I godda go with 'Fact (sorry 'Fact, jus' can't bring myself ta callin' ya Baby)

No problem, Junky. . .Just kiddin'.

DarkShade9 · 03-08-2007, 12:28 PM

Go to Progressive.com and put in your info for a ballpark amount.

leo520 · 03-31-2007, 07:00 PM

god damn i am 20 years i pay alomost $500 minimum full recoverage right now for my 2007 s2000 from nation wide...
anyone got a better way to tell me to buy...
my 21 years old birthday is coming... august 14..

gotittoday · 04-01-2007, 09:56 AM

im 19 getting full coverage, progressive gave me a "cheap" quote, as far as all other providers out there.. i have a clean record, and was going on my own policy.. so far my monthly premium would be at $310 a month with a grand deductable. esurance gave me the cheapest over all alternative (with $500 down payment to activate services) at $266 a month

as far as jumpin onto my folks policy, im now at $160 a month with a 500 deductable. (i feel like such a bastard for getting that)
im guessing you would be at least $75 cheaper then me over all providers. AT LEAST!

happy hunting

leo520 · 04-01-2007, 07:47 PM

Quote:

Originally Posted by gotittoday

im 19 getting full coverage, progressive gave me a "cheap" quote, as far as all other providers out there.. i have a clean record, and was going on my own policy.. so far my monthly premium would be at $310 a month with a grand deductable. esurance gave me the cheapest over all alternative (with $500 down payment to activate services) at $266 a month

as far as jumpin onto my folks policy, im now at $160 a month with a 500 deductable. (i feel like such a bastard for getting that)
im guessing you would be at least $75 cheaper then me over all providers. AT LEAST!

happy hunting

which company u getting from u got a website for me???

gotittoday · 04-01-2007, 09:31 PM

for now im with allstate
Allstate - Official Site - Auto Insurance, Home Insurance, Financial Products and More

there is also progressive
http://www.progressive.com/

e-surance
Esurance Auto Insurance - Online auto insurance quotes, comparisons, & car insurance resources.

3 major ones to look out for..
then there is also state farm
State Farm - Home

although watch out for one thing.. i have visited FL to see my grandparents a few times. and many parts of florida are high risk accedent ... parts..
dont be too suprized if you get an outragous quote.. but to get the most accurate quote, i'd suggest calling the companies. i believe it is much quicker
and they can also pull up recent auto insurance company info (for example your coverage) and they can use the same info from that coverage to determine the rates they offer.

i wish you good luck leo520!

leo520 · 04-07-2007, 10:29 PM

Quote:

Originally Posted by gotittoday

for now im with allstate
Allstate - Official Site - Auto Insurance, Home Insurance, Financial Products and More

there is also progressive
http://www.progressive.com/

e-surance
Esurance Auto Insurance - Online auto insurance quotes, comparisons, & car insurance resources.

3 major ones to look out for..
then there is also state farm
State Farm - Home

although watch out for one thing.. i have visited FL to see my grandparents a few times. and many parts of florida are high risk accedent ... parts..
dont be too suprized if you get an outragous quote.. but to get the most accurate quote, i'd suggest calling the companies. i believe it is much quicker
and they can also pull up recent auto insurance company info (for example your coverage) and they can use the same info from that coverage to determine the rates they offer.

i wish you good luck leo520!

still going to be 3400 minimum full reco... dude that sux ..
i don't know should i call them??

WhiteKnight · 04-11-2007, 11:49 PM

Age: 21
Region: Oklahoma
Ins.Co: State Farm
$ per month ( clean record )- $237

gotittoday · 04-12-2007, 11:15 AM

my mistake leo

sorry i didnt post sooner
you mean its a 3400 6 mo. premium???
holy god man that money!
damn i hope you mean 340 a month
did you by any chance negotiate any? maybe ask how you can lower payments with higher deductables?

i dont know man.. sounds like a dent in the history you dont know about,
unless your on your parents account now an someone had a traffic violation or accendent while being insured.. cus they also look at those things

Elusive8S2k · 04-13-2007, 03:35 PM

I am 24 years old, almost 25. I have GEICO. Clean record, no tickets, nothing. I have a motorcyle 05 ninja and an 03 s2000. I pay a total of $82 a month for both the car and bike.

The car has full coverage, the bike has liability only. You think that's too low you say? $500 deductible and $100,000/300,000 coverage. So no, I'm not gettin ripped somehow. Yes, its extremely low and I am extremely lucky

03-02-2007, 02:16 PM	#1 (permalink)
Snafu4286 Member Join Date: Feb 2007 Posts: 33	Insurance?! Im trying to get a feeler out on what insurance for a 21 year old in Tampa, FL with a clean record is going to be like. Im gonna be insured by USAA for a 2000 S2000. Any idea what i might be looking at? __________________ Megan header, tp, race exhaust, VAFC 2, ACT HD-SS Clutch.... FS: Injen intake, pm for details!

03-04-2007, 11:48 AM	#6 (permalink)
s2000isu Senior Member Join Date: Oct 2006 Location: pa Posts: 1,111	I am 22 no points full coverage is 150 a month which is really good for my area I think. I know if I get in one accident my insurance company will drop me real quick. __________________ S2kx2: "paint it pink! Or better yet buy a Miata" 2001 Vortech SC 12.8 at 111 miles per hour

03-06-2007, 02:07 PM	#7 (permalink)
Java Junky Resident Curmudgeon Join Date: Jun 2005 Location: Joisey Posts: 5,306	Overall, I godda go with 'Fact (sorry 'Fact, jus' can't bring myself ta callin' ya Baby), but, the muzzle of your question gun should be pointed at your insurance agents. They're the ones gonna give you the cold hard facts n' the cold hard numbers. We could dance aroun' here all day but, unless one of us is an agent who can write you, it's Wheelspin 101. Be well. Java __________________ In life-long pursuit of that most mythic of beasts: the ever-elusive perfect corner. Well . . . that, r' at least a whole lodda clear spin-out room.

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03-02-2007, 03:07 PM	#2 (permalink)
bobby2002S2K Wisdom begins in wonder. Join Date: Dec 2006 Location: Lorton,VA Posts: 562	i'm 26 with a clean record and mine is around 70 full coverage through USAA

03-04-2007, 07:48 AM	#3 (permalink)
BabyItsaFact Questionable Standing Join Date: Feb 2007 Posts: 48	Hmm, I pay $66 per month with full coverage, a $500 deductable and $1,000,000 liability, but I'm 35. . .and my wife's an insuance agent, so I don't know how that will relate. She says you should get comparable rates from USAA. She also says "make sure you rasie the liability limits to $1,000,000"; people are crazy sue-happy these days, and the few extra bucks every month could save your a$$.

03-04-2007, 11:45 AM	#5 (permalink)
mccdeuce Junior Member Join Date: Mar 2007 Posts: 1	looking for advice.... I am a 21 y/o live in MD, and looking to buy a 2003 s2000... but a little worried about insurance. I also use USAA, and have a clean record. I currently have a VW Jetta and pay over $120 a month, am I going to be paying over 150 for the s2000? or have i screwed up my insurance coverage? thanks

03-08-2007, 12:28 PM	#9 (permalink)
DarkShade9 Member Join Date: Jan 2007 Posts: 82	Go to Progressive.com and put in your info for a ballpark amount.

03-31-2007, 07:00 PM	#10 (permalink)
leo520 Senior Member Join Date: Feb 2007 Posts: 114	god damn i am 20 years i pay alomost $500 minimum full recoverage right now for my 2007 s2000 from nation wide... anyone got a better way to tell me to buy... my 21 years old birthday is coming... august 14..

04-01-2007, 09:56 AM	#11 (permalink)
gotittoday Junior Member Join Date: Mar 2007 Posts: 12	im 19 getting full coverage, progressive gave me a "cheap" quote, as far as all other providers out there.. i have a clean record, and was going on my own policy.. so far my monthly premium would be at $310 a month with a grand deductable. esurance gave me the cheapest over all alternative (with $500 down payment to activate services) at $266 a month as far as jumpin onto my folks policy, im now at $160 a month with a 500 deductable. (i feel like such a bastard for getting that) im guessing you would be at least $75 cheaper then me over all providers. AT LEAST! happy hunting

04-01-2007, 09:31 PM	#13 (permalink)
gotittoday Junior Member Join Date: Mar 2007 Posts: 12	for now im with allstate Allstate - Official Site - Auto Insurance, Home Insurance, Financial Products and More there is also progressive http://www.progressive.com/ e-surance Esurance Auto Insurance - Online auto insurance quotes, comparisons, & car insurance resources. 3 major ones to look out for.. then there is also state farm State Farm - Home although watch out for one thing.. i have visited FL to see my grandparents a few times. and many parts of florida are high risk accedent ... parts.. dont be too suprized if you get an outragous quote.. but to get the most accurate quote, i'd suggest calling the companies. i believe it is much quicker and they can also pull up recent auto insurance company info (for example your coverage) and they can use the same info from that coverage to determine the rates they offer. i wish you good luck leo520!

04-11-2007, 11:49 PM	#15 (permalink)
WhiteKnight Junior Member Join Date: Apr 2007 Posts: 11	Age: 21 Region: Oklahoma Ins.Co: State Farm $ per month ( clean record )- $237

04-12-2007, 11:15 AM	#16 (permalink)
gotittoday Junior Member Join Date: Mar 2007 Posts: 12	my mistake leo sorry i didnt post sooner you mean its a 3400 6 mo. premium??? holy god man that money! damn i hope you mean 340 a month did you by any chance negotiate any? maybe ask how you can lower payments with higher deductables? i dont know man.. sounds like a dent in the history you dont know about, unless your on your parents account now an someone had a traffic violation or accendent while being insured.. cus they also look at those things

04-13-2007, 03:35 PM	#17 (permalink)
Elusive8S2k Member Join Date: Dec 2006 Posts: 65	I am 24 years old, almost 25. I have GEICO. Clean record, no tickets, nothing. I have a motorcyle 05 ninja and an 03 s2000. I pay a total of $82 a month for both the car and bike. The car has full coverage, the bike has liability only. You think that's too low you say? $500 deductible and $100,000/300,000 coverage. So no, I'm not gettin ripped somehow. Yes, its extremely low and I am extremely lucky